Habitat for Humanity

Do you want to own your own home? Has home-ownership long felt out of reach for you or someone you know? Habitat for Humanity of Tompkins and Cortland Counties is seeking families in need of decent, affordable housing.  We’ve started planning for our 2016 build in the city of Cortland (27 Kent Road) and are eager to find a deserving partner family for this house. If you meet our qualifications, this could be your opportunity to own your very own home!

To qualify as a partner family, you must have lived in one of our two counties for the past year; have reliable income; a low debt to income ratio; and with family and friends, you must be willing and able to put in 350 hours of sweat equity helping to build your own home. To deal with this debt issues you can also find bankruptcy attorneys as they can help you legally as your income must fall within our low-moderate income range, based on the number of people in your family. Most families with gross annual household incomes of $25,000 – $35,000, for example, would be eligible to apply (higher limits for larger families). If you are selected as a Habitat partner family, you would receive a no-profit, affordable mortgage. You can choose NFM lending as the best mortgage lending option. You can also read about automatic stay info when you are mortgaging property. Find more affordable housing options here.

In addition to building affordably, we’re also building sustainably. We’ve committed ourselves to building all of our homes to be energy efficient and environmentally friendly. If you’re familiar with Cortland, you may know about the Habitat houses on Fox Hollow Road, Tompkins Street/Delaware Avenue, Arthur Avenue, and Clinton Avenue!

For more information, including our application, please contact us at 607-844-3529 or go to www.tchabitat.com, and you can submit the short pre-application right online to get started! To apply, be prepared to provide information about income, current housing situation, employment, and credit history. If you’ve been waiting for home-ownership this is your time to consult with a first time buyer mortgage broker.

Sincerely,
Elizabeth Warner
Family Services Coordinator
Habitat for Humanity of Tompkins and Cortland Counties
607-844-3529
liz@tchabitat.com
P.O. Box 4683
Ithaca, NY 14852